For banks, multifinance companies & P2P lenders

Handle more credit applications by spending less time on documents.

Bank statements, financial statements, and SLIK reports are read and summarized automatically — your analysis starts from clean data.

Book a Demo Contact Us

Used by Indonesian financial institutions

DOCUMENT → DATAPROCESSINGSXORED
Bank Statement

Bank statements read and analyzed automatically — from PDFs, scans, and photos.

Sxored reads transactions from PDFs, scans, and photos, combines them across accounts and periods, then compiles them into an analysis-ready summary. Every figure stays traceable to its source document.

E-statements from any bank can be read

From PDFs, scans, and photos. Examples of frequently processed banks:

  • Mandiri
  • BRI
  • BCA
  • BNI
  • BTN
  • BSI
  • CIMB Niaga
  • Permata
  • OCBC
  • Panin
  • Danamon
  • Maybank
  • Mega
  • SeaBank
  • Sinarmas
  • SMBC Indonesia
  • UOB
  • HSBC
  • DBS
  • CTBC Indonesia
  • Citibank
  • Sahabat Sampoerna
  • BJB Syariah
  • Panin Syariah

Banks not listed here can be read too.

Bank logos are examples of readable formats, not partnerships.

Fraud Indicators

Flags signs of window dressing and document tampering with 10+ fraud indicators.

Sxored helps analyst teams spot window-dressing patterns and other potentially fraudulent practices. Every finding is a flag to confirm, not a verdict.

Quick Appraisal

Estimate the market value of property collateral and see what's around it.

Sxored estimates the market value of property collateral along with nearby facilities such as gas stations, public cemeteries, and hospitals. Field surveys take less time and cost less.

Supporting Documents

Legal, identity, and financial documents are read too.

Their contents become structured data, ready to cross-check against the credit application.

Identity
ID card (KTP), tax ID (NPWP), family card (KK)
Business legal
Deed of establishment, Kemenkumham decree, NIB, SIUP
Financial
Payslip, invoice, purchase order
Property
Land certificate, property tax (PBB), building permit (IMB/PBG)

Services

Choose the service that fits your needs

Sxored offers three service options.

Web-SaaS

Practical and affordable. Runs in the browser — no integration with your internal systems required.

API Integration

Integrate Sxored with your systems via API.

Tailored System

Built around your business processes.

Pay as you go

Pay only for what you use. Pricing scales with your business, with no upfront volume commitments.

Is fraud detection taking too long?

Sxored helps you analyze bank statements in minutes, so risk signals surface sooner.

Book a Demo Now

As featured in

Articles

Innovations and insights in the world of finance

Notes on banking, credit, and regulation in Indonesia.

View all articles →